The total amount payable by the Singapore Green Line, the insurer, is 15.5 million yuan. However, if the ship is insured by insufficient insurance, the insurer ’s compensation for the rescue cost will be reduced proportionally. For example, the insurance value of the goods is 20 million yuan, and the insured only insures 10 million yuan, then the insurer only compensates 50% of the rescue cost. (2) The expenditure of the rescue cost must be reasonable and necessary. The insurer shall not compensate for unreasonable salvage expenses and expenses that are not expenses for preventing or reducing insurance losses. For example, the Singapore Green Line has a stranded ship accident. After the ship unloads the cargo, the ship will no longer use the ship to continue to the destination, but will use other transportation methods to transport the cargo. If the transportation cost is lower than the transportation cost by ship, it can be regarded as reasonable, and the insurer will compensate; otherwise, the insurer will only be responsible for compensating the cost of transshipment in the original mode of transportation, and no compensation will be paid for the part exceeding the cost. (3) Rescue expenses are strictly limited to expenses incurred in order to prevent or reduce losses caused by insurance accidents. If the action taken is to avoid or reduce losses not caused by the risks covered by this insurance, the expenses incurred shall not be claimed as salvage expenses from the insurer. Singapore Line