Japan's special line (1) Basic insurance types This insurance is a mandatory insurance for marine cargo transportation insurance, including general cargo insurance and special cargo insurance. General cargo insurance is divided into Ping An insurance, water damage insurance and all risks, and special cargo insurance is divided into bulk tung oil insurance and refrigerated cargo insurance. On the basis of basic insurance, the insured can also choose additional insurance according to the actual situation, but the insurance contract without basic insurance is invalid. The following highlights the Ping An insurance, the Japanese special line water damage insurance and all risks in the basic insurance. 1. Ping An Insurance The name Ping An Insurance (Free from Particular Average, F. P. A.) has been used in China's insurance industry for a long time. Its original meaning in English means 'single marine damage is not responsible for compensation'. The international insurance industry interprets the individual gross loss as a partial loss, so the original Ping An insurance coverage only compensates for all losses. However, in the process of long-term insurance practice, people have supplemented and revised the scope of liability of Ping An Insurance. The current scope of liability of Ping An Insurance has exceeded the original limit of total loss. Individual marine damage caused by accidents such as sinking and burning is also covered. PICC Ping An Insurance's scope of liability mainly includes the following 8 aspects. Japan Line