The German special line is not waiting for the completion of the joint average adjustment. The right to demand the sharing of common damages should be paid by the insurer to the insurer. The compensation for salvage expenses is premised on the safe rescue of marine property, and the compensation for common average damages is premised on the fact that the rescued ship ’s cargo should reach the destination safely. Therefore, not all salvage costs can be shared as common damage costs and require beneficiaries to share. If the German special line (8) transport contract contains the 'both to blame collision clause' (both to blame collision clause), the insurer is responsible for compensating the owner of the shipper ’s expenses. Ping An Insurance is generally applicable to the ocean transportation of low-value, rough, unpacked bulk goods such as wood, ore, and scrap steel. Water damage insurance (with particular average, WA / WPA) has a long history in China's marine insurance industry, originally intended to be 'responsible for marine damage alone'. Understand literally that water damage insurance may misunderstand its coverage. In fact, water damage insurance is not only liable for compensation for the water damage suffered by the cargo, but also not only for individual marine damages. German special line for the scope of liability of water damage insurance