The UK special line includes all the responsibilities of Ping An Insurance listed above, and is also responsible for part of the losses of the insured goods caused by natural disasters such as bad weather, lightning, tsunami, earthquake, flood and other natural disasters. Water damage insurance is generally applicable to goods that are not easily damaged or used without being affected by rust, such as hardware and electrical materials, old cars, machinery, machine tools, and bulk metal materials. Basic insurance case:}. A certain company exported a total of 2,000 boxes of goods under CIF conditions, which have been covered by water damage insurance. After the goods arrive at the port of destination, the consignee found the following conditions when picking up the goods on the British dedicated line of 'cleaned bill of lading' (1) 200 boxes were soaked in seawater; (2) 50 boxes were wetted by rain; (3) 10 boxes were well packed, but the goods in the box were short; (4) 5 boxes were not delivered. What is the responsibility of the above losses? Analysis: (1) The insurance company is responsible. This is part of the loss caused by natural fire and falls within the scope of liability for water damage insurance. According to the CIF terms, the buyer should contact the insurance company insured by the seller to settle the claims. Because this is caused by the ship ’s poor storage of the goods, the buyer needs to communicate with the ship. (3) The seller is responsible. Because the goods in the box are short and the packaging is intact, this means that the shortage of goods is due to the lack of loading in the original box, and the seller should be responsible. (4) The shipping company is responsible. Because the shipping company issued a clean bill of lading on board, it is clear that the shortage of goods is the British special line