The Singapore special line ICC (B) is responsible for underwriting seawater damage. Cargoes from rivers, lakes, and other transportation means such as ships, barges, containers, etc. (2) CIC water damage insurance is not responsible for the damage caused by the waves hitting the sea. ICC (B) is responsible for the waves hitting the sea. 3. Comparison of the scope of liability of CIC Ping An Insurance and ICC (C) Clause (1) CIC Ping An Insurance covers all losses of goods caused by natural disasters. Although it has been clearly stated that some losses caused by natural disasters are not compensable In the event that an accident has occurred in the means of transportation, part of the loss caused by the natural disaster at sea before and after the cargo is compensated, and ICC (C) insurance is not listed for natural disasters and general accidents. Scope of responsibility, that is, the Singapore special line for natural disasters such as 'earthquakes, volcanic eruptions, lightning' and general accidents such as 'seawater, lake or river water entering people's ships, barges, transportation vehicles, containers, large shipping containers or storage spaces'