German special line Another example is during the war, when a batch of goods was waiting to be transported in the dock warehouse when enemy aircraft bombed, causing a warehouse fire to damage the batch of goods. The insured took out all risks for the goods. At this time, cargo damage was caused by two reasons: one was the war outside the coverage, and the other was the fire within the coverage. The former directly leads to the latter, so the former is a recent cause, and it is not covered, so insurance companies can refuse to pay. German special line 3. The principle of insurable interest (insurable interest) refers to the insured ’s legal interest in the subject matter of the insurance. In other insurances, the insured or the insured must have an insurable interest when the contract comes into force, but in the maritime cargo transportation insurance contract, it allows the insured to have no insurable interest when the insurance contract is concluded When the goods are in danger, the insured must have an insurable interest in order to get compensation. German special line