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Is this special line really a Russian line?

Date: 2017-04-03
Views: 34

The Russian special line has a disaster accident within the scope of insurance underwriting liability, and this insurance accident is borne by a third party other than the insurer and the insured, in order to prevent the insured from repeating the accident after obtaining insurance compensation. The third party ’s responsible party obtains compensation and obtains additional benefits. On the basis of the insurance compensation principle, the right of subrogation principle (the right of subrogation) emerges. The purpose is to restrict the insured from obtaining double compensation. The Russian special line. Therefore, the principle of subrogation right means that after the insurer pays the insured, the insured should transfer the right to the insured to the insurer, so that the insurer can replace the insured. The status of the insurer shall be recovered from the third party in the name of the insured. Since the international logistics cargo transportation insurance is generally fixed value insurance, the insurer has paid according to the insurance amount, and the insurer has nothing to do with the insured ’s recovery. Even if the recovery proceeds exceed the original compensation amount, the excess will still belong to the insurer. .A Russian line

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